Business – Constructing Efficient Systems – Bookkeeping Sysstems Are Vital For Success

If you do not have a good bookkeeping system it is very easy to lose money and not know that this has happened.  You will also waste a great deal of time trying to figure things out when it comes to month end or income tax time.  You can either use a manual or computerized [...]

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Book Review: the Couple’s Guide to Love and Money

“The Couple’s Guide to Love and Money” by Jonathan Rich, Ph.D. is an interesting self-help workbook published by New Harbinger Publications, Inc.  The author states “first comes love and then comes …. money” and argues that money is the number one relationship problem.  He then goes on to help couples learn money management techniques and [...]

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Multiple Sclerosis: Do the Bureaucrats Really Understand Enough to Try to Help in a Helpful Way?

Today I talked with my sister who was very upset.
Debbie stated that the Canadian government had set up a new program for disabled in which savings by the person would be matched. The problem, however, was that the only financial institution that would set up the account was the Bank of Montreal (now known as [...]

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NEW YEAR: Tips for Doing Well in the Next Twelve Months

The economy, weather patterns, and health risks can find us standing at the beginning of a new year with fear.  One of the keys to turning fear into hope involves planning.  Those who plan well tend to do well.
There are several things that you can do that will help to make your year better:

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Is The World Getting CRAAAAZZZZZIER?

When I turn on the television or read the newspaper, it seems that there is a constant bombardment of negative events from around the world.  Today I decided to try to sort the day’s top stories into categories and try to determine if these have worsened or if we are just more aware of them:

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Self-Improvement: Is There Hope When You Feel Like You are Living in Chaos?

Financial problems, unemployment, economic cycles, relationship problems or losses might be surrounding you.  Are you having trouble sleeping?  Do you invest most of your time and energy into worrying?  How are you dealing with negative emotions?  When you are feeling scared, out of control or helpless, do you know how to problem-solve and experience a [...]

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How to Be a Gift-Giving Success at Christmas!

I have six grandchildren ranging in age from 3 years to 14 years of age. Each year I have tried to shop for the “perfect” gift for each. Then I would spend hours and considerable money wrapping, labelling, packaging and shipping parcels. Sometimes I would get a telephone thank you and sometimes I would phone [...]

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100% Preventable

So often we hear comments like “It couldn’t be helped” or “It wasn’t my fault.  Blaming others and dodging responsibility are stances that are rampant in today’s society. 

The other day I was thinking about things that are totally preventable and quickly came up with seven specific topics.  There are likely many, many more, but [...]

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The Economic Crisis!

The world has been on a huge economic roller-coaster ride over the past few weeks!  News media blame mortgage meltdown in the United States but I believe that its history goes back to earlier times.
When I grew up, we paid cash – and if we didn’t have cash – we didn’t buy anything.  I remember [...]

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The Psychology of Money

The people who tend to complain about money seem to fall into three categories.  There are those who don’t have any, those who spend more than they earn and those who have money but are terribly afraid of losing it.
 
Throughout history, money has been a topic of discussion and debate.  Expressions such as “money doesn’t [...]

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